Dental Insurance in Orland Park, IL
We accept all major PPO Insurances
The following is a list of some of the major insurances we accept. To get a complete list, please give us a call or use the insurance search bar.
Maximizing Your Dental Insurance Benefits
Let's be honest - dental insurance is confusing. But here's the thing: most people leave money on the table because they don't fully understand their benefits. We have two insurance experts on staff whose only job is to figure out your coverage and make sure you're getting everything you're entitled to. They'll explain exactly what your plan covers, what you'll actually pay, and walk you through payment options that make sense for your budget. Check out the guide below to get started, or just give us a call. We're happy to look up your specific plan and break it down for you in plain English.
Decoding the Essentials of Dental Insurance Coverage
Here's something most people don't realize: dental insurance works backwards from regular health insurance. Instead of waiting until something's wrong, dental plans actually pay MORE for prevention. Your cleanings and checkups? Usually 100% covered. That's because insurance companies figured out it's way cheaper to pay for two cleanings a year than one root canal. The catch is that fillings, crowns, and other repairs typically get 50-80% coverage. So the best way to use your insurance isn't to save it for when you need work done - it's to use those free cleanings to catch problems early before they become expensive. Bottom line: if you're not getting your cleanings, you're literally throwing money away.
What Your Insurance Actually Covers
Most dental plans use the same basic breakdown. Here's what you can expect:
- Cleanings and exams: 100% covered, twice a year. These are your freebies - use them!
- Fillings and basic work: Usually 80% covered. You pay about $30-60 out of pocket for a typical filling.
- Root canals, crowns, extractions: Around 50% covered. These get pricier, but we'll give you the exact cost upfront.
- Cosmetic stuff like whitening: Not covered, but we have affordable cash prices and financing options.
It's important to note that dental insurance plans can vary, so your specific coverage might differ slightly from these norms. Our knowledgeable team at the clinic is available to review your individual plan with you, helping you to fully understand and maximize your benefits.
